AI Plans and Pricing: ChatGPT, Claude, Copilot and Gemini (checked November 2026)
AI Plans and Pricing
TL;DR: Every price on this page was read from the vendor’s own page, and each row carries the date it was last checked. In November 2026 a business seat costs the same at OpenAI and Anthropic: $20 per seat a month billed annually ($25 monthly) for ChatGPT Business and Claude Team, with premium seats at $100 ($125). Microsoft 365 Copilot Business is a $21 add-on, discounted to $18 until 31 December. API prices run from $0.10 / $0.50 per million tokens (Claude Haiku 5.5, GPT-6 Luna) to $10 / $50 (GPT-6 Astra). Two prices double soon: Gemini 4 Carbon and Argon on 1 December 2026, Gemini 3.8 Flash on 1 January 2027.
⚠️ How to read this page. Vendor pages only; no third-party price lists. Prices are shown in the currency the vendor’s page displayed. ChatGPT’s consumer page, Google Workspace and the Gemini app show euro prices to a visitor in the EU, so those rows are in euros and the US prices were not read. Usage limits are not here because vendors don’t publish them as numbers. If a row’s date is more than a month old, check the source link before relying on it.
Plans for one person
| Vendor | Plan | Price per month | What the page says you get | Checked |
|---|---|---|---|---|
| OpenAI | ChatGPT Free | €0 | Text chats with GPT-6; limited uploads, image creation, deep research and Codex | 2026-11-11 |
| OpenAI | ChatGPT Go | €8 | More messages, uploads and image creation. “This plan may include ads.” | 2026-11-11 |
| OpenAI | ChatGPT Plus | €23 | Advanced reasoning models (GPT-6 Astra and GPT-6.1 Sol listed), expanded Codex, projects and scheduled tasks | 2026-11-11 |
| OpenAI | ChatGPT Pro | From €103, in three tiers (Pro 100, Pro 200, Pro 500) | Longer Codex and ChatGPT Work sessions, an always-on agent, unlimited image creation, monthly API credits of €103, €229 or €510 by tier | 2026-11-11 |
| Anthropic | Claude Free | $0 | Chat, web search, files, Claude Design, Slides and Docs; limited usage | 2026-11-11 |
| Anthropic | Claude Pro | $17 with the annual discount ($200 up front), $20 monthly | Claude Code, Research, more models; Fable paid for with usage credits | 2026-11-11 |
| Anthropic | Claude Max | $100 | 5x Pro usage; Fable included up to half the weekly limit; $100 a month in API credits | 2026-11-11 |
| Anthropic | Claude Ultra | $200 | 10x Pro weekly usage; no 5-hour limit for verified accounts; $200 a month in API credits | 2026-11-11 |
| Gemini (free) | €0 | Access to the Flash-Lite model | 2026-11-11 | |
| Google AI Plus | €4.99 | Access to the Flash model; 200 Flow credits | 2026-11-11 | |
| Google AI Pro | €21.99 | Gemini 4 Argon; 1,000 Flow credits | 2026-11-11 | |
| Google AI Ultra | €99.99 (5x Pro limits) or €219.99 (20x Pro limits) | Gemini 4 Carbon; 10,000 or 25,000 Flow credits | 2026-11-11 |
Plans for a team
| Vendor | Plan and seat | Price per seat per month | Team size and terms | Checked |
|---|---|---|---|---|
| OpenAI | ChatGPT Business, Standard seat | $20 billed annually, $25 billed monthly (displayed as €21 in the EU) | 2–200 people. All ChatGPT, ChatGPT Work and Codex features, SSO, workspace agents | 2026-11-11 |
| OpenAI | ChatGPT Business, Premium seat | $100 billed annually, $125 billed monthly (displayed as €105) | “More usage than standard, with no 5-hour limit.” Seat types can be mixed | 2026-11-11 |
| OpenAI | ChatGPT Enterprise | Not published; contact sales | — | 2026-11-11 |
| Anthropic | Claude Team, Standard seat | $20 billed annually, $25 billed monthly | 2–150 people. Claude Code and Cowork, Design, Slides, Docs, Motion (beta), SSO | 2026-11-11 |
| Anthropic | Claude Team, Premium seat | $100 billed annually, $125 billed monthly | 5x the usage of a standard seat; Fable included up to 50% of weekly limits. Seat types can be mixed. Up to $500 a month in pooled API credits per team | 2026-11-11 |
| Anthropic | Claude Enterprise (self-serve) | $20, billed annually, plus usage at API rates | 20-seat minimum. “Usage cost scales with model and task.” Adds spend limits, SCIM, audit logs | 2026-11-11 |
| Microsoft | Microsoft 365 Copilot Business (add-on) | $21 paid yearly, discounted to $18; $25.20 on monthly billing | Needs an eligible Microsoft 365 Business plan. The $18 offer runs 1 July to 31 December 2026, needs an annual commitment and covers the first year only | 2026-11-11 |
| Microsoft | Microsoft 365 Business Standard with Copilot | $23.50 paid yearly, $28.20 monthly | Microsoft 365 apps and Copilot in one licence | 2026-11-11 |
| Microsoft | Microsoft 365 Business Premium with Copilot | $32.00 paid yearly, $38.40 monthly | Adds advanced security and device management | 2026-11-11 |
| Workspace Business Starter | €6.80 with a 1-year commitment | Up to 300 users. Gemini in Gmail and the Gemini app | 2026-11-11 | |
| Workspace Business Standard | €13.60 with a 1-year commitment | Up to 300 users. Gemini in Gmail, Docs, Meet “and more” | 2026-11-11 | |
| Workspace Business Plus | €21.10 with a 1-year commitment | Up to 300 users. Adds Vault, eDiscovery, more storage | 2026-11-11 |
Three things the team prices hide:
- Seats cap usage; they don’t meter it. A standard seat hits a limit and waits. The ways past it are a premium seat at five times the price, or usage billed per token: Claude’s Enterprise plan is priced as “seat price + usage at API rates”, and Microsoft bills “advanced AI” features through usage-based Copilot Credits on top of the licence.
- Microsoft includes a basic assistant already. Copilot Chat is “included at no additional cost with eligible Microsoft 365 plans”. The paid add-on is what puts Copilot inside Word, Excel, Outlook and Teams with your work data.
- Google’s AI is in the Workspace price. There is no separate Gemini seat on the plans above.
API prices
Per million tokens, input / output, standard (not batch) rates:
| Tier | Model | Price | Cached input | Checked |
|---|---|---|---|---|
| Frontier | GPT-6 Astra (OpenAI) | $10 / $50 | $1.00 | 2026-11-11 |
| Frontier | Claude Fable 5.2 (Anthropic) | $8 / $40 | $0.20 | 2026-11-11 |
| Frontier | Claude Opus 5.5 (Anthropic) | $4 / $20 | $0.20 | 2026-11-11 |
| Frontier | Gemini 4 Carbon and Gemini 4 Argon (Google) | $2 / $10 through 30 Nov 2026, then $4 / $20 | $0.10, then $0.20 | 2026-11-11 |
| Mid | Claude Sonnet 5.5 (Anthropic) | $2 / $10 | $0.10 | 2026-11-11 |
| Mid | GPT-6.1 Sol (OpenAI) | $2 / $10 | $0.10 | 2026-11-11 |
| Mid | Kimi K3.1 Pro (Moonshot, open-weight) | $2 / $10 at Moonshot’s own endpoint, as listed on OpenRouter | $0.20 | 2026-11-11 |
| Mid | GPT-6.1 Terra (OpenAI) | $1 / $5 | $0.05 | 2026-11-11 |
| Mid | Gemini 3.8 Flash (Google) | $0.75 / $3.75 through 31 Dec 2026, then $1.50 / $7.50 | $0.075, then $0.15 | 2026-11-11 |
| Cheap | GLM-5.1 (Z.ai, open-weight, hosted) | $0.90 / $2.90 to $1.40 / $4.40 depending on the host, on OpenRouter | varies by host | 2026-11-11 |
| Cheap | Gemini 3.5 Flash-Lite (Google) | $0.30 / $2.50 | $0.03 | 2026-11-11 |
| Cheap | Claude Haiku 5.5 (Anthropic) | $0.10 / $0.50 for prompts up to 100,000 tokens; $0.50 / $2.50 above that | $0.01 | 2026-11-11 |
| Cheap | GPT-6 Luna (OpenAI) | $0.10 / $0.50 | $0.01 | 2026-11-11 |
Discounts and surcharges that apply on top:
| Modifier | Anthropic | OpenAI | |
|---|---|---|---|
| Batch (results within a day) | 50% off input and output | 50% off (the Batch table lists half the standard price) | 50% off |
| Faster or prioritised output | Fast mode at twice the standard price: Fable 5.2 $16 / $80, Opus 5.5 $8 / $40 | Fast at twice the standard price; Ultrafast at six times on Astra ($60 / $300) | Priority at 1.8 times the standard price on Gemini 4 Carbon ($3.60 / $18 now, $7.20 / $36 from 1 Dec) |
| Data residency | 1.1x for US-only inference | 10% uplift on regional processing | Not read |
| Free use of the API | ”A small amount of free credits” for new users | Not read | A free tier on Flash models, not on Gemini 4. Free-tier content is used to improve Google’s products; paid-tier content is not |
Moonshot bills batch requests for Kimi K3.1 Pro at 60% of the standard price.
A price per token is not a cost per job. The same model can cost ten times more at its highest effort setting than at its lowest, and thinking is billed as output. See glossary/cost-per-completed-task before comparing rows in the table above.
What each business plan includes
| ChatGPT Business | Claude Team | Microsoft 365 Copilot Business | Google Workspace Business | |
|---|---|---|---|---|
| Image generation | Yes, in ChatGPT | None listed on the pricing page | Not read | Not read |
| Video or animation | None listed on the pricing page | Claude Motion (beta): short animations built as code, not a video model | Clipchamp is in the Microsoft 365 app list | Google Vids, listed from Starter |
| Coding agent | Codex, included | Claude Code, included | — | Not read |
| Agents for non-coders | Workspace agents | Claude Cowork | Pre-built agents; Copilot Studio is licensed separately | Not read |
| Bundled API credits | Annual Business plans “receive credits annually”; amount not read | Up to $500 a month pooled per team | — | — |
| Trains on your data by default | No | No | No | No |
| Admin controls | SSO, usage analytics, spend controls | SSO, spend controls, admin control of connectors | Usage-based billing managed in the Microsoft 365 admin center | Security and management controls |
On the plans for one person the default is different: ChatGPT’s Free, Go, Plus and Pro plans list “Content is used to train our models” with an opt-out, and Claude’s Free, Pro, Max and Ultra plans list model training as “Opt-out”.
Dates to watch
| Date | What changes | Source |
|---|---|---|
| 16 Nov 2026 | Claude Pro and standard Team seats stop including Fable in plan limits; Fable goes back to usage credits | Anthropic help article |
| 30 Nov 2026 | Last day of the $2 / $10 introductory price on Gemini 4 Carbon and Argon | Google AI Studio pricing |
| December 2026 | ChatGPT Business usage gets “a shared limit across all of ChatGPT and Codex” | OpenAI Business pricing |
| 31 Dec 2026 | Microsoft’s $18 Copilot Business offer ends; last day of the Gemini 3.8 Flash introductory price | Microsoft pricing; Google AI Studio pricing |
| 8 Mar 2027 | Fable limit resets granted to Claude Max, Ultra and premium seats expire | Anthropic help article |
What we couldn’t read
- US prices for ChatGPT’s personal plans, Google Workspace and the Gemini app. Their pages show euros to an EU visitor.
- Usage limits. Every vendor says limits apply and none publishes them as numbers on these pages.
- Enterprise prices. ChatGPT Enterprise and sales-assisted Claude Enterprise are by quote.
- Moonshot’s own price table. The page draws it with a script; the Kimi price here is Moonshot’s endpoint as listed on OpenRouter, which Artificial Analysis also reports as “based on Kimi’s API”.
- Microsoft’s and Google’s image and coding features. Not on the pricing pages we read, so marked “not read” above.
FAQ
How much does ChatGPT cost for a team?
ChatGPT Business is $20 per seat a month billed annually or $25 billed monthly, for teams of 2 to 200. A premium seat with more usage and no 5-hour limit is $100 or $125.
How much does Claude cost for a team?
Claude Team is $20 per seat a month billed annually or $25 billed monthly, for teams of 2 to 150. A premium seat with five times the usage is $100 or $125.
Is Copilot included in Microsoft 365?
Copilot Chat is included with eligible Microsoft 365 plans at no extra cost. Copilot inside Word, Excel, Outlook and Teams with your work data is the Microsoft 365 Copilot Business add-on: $21 per user a month paid yearly, $18 on an offer that ends 31 December 2026.
Which AI API is cheapest?
By list price per token in November 2026, Claude Haiku 5.5 and GPT-6 Luna at $0.10 input and $0.50 output per million tokens. The cheapest per token is not always the cheapest per finished task.
Do these plans train on my company’s data?
The business plans on this page all say no by default: ChatGPT Business, Claude Team and Enterprise, Microsoft 365 Copilot and Google Workspace. Personal plans from OpenAI and Anthropic train by default unless you opt out.
Do not cite
| Claim | Why not |
|---|---|
| Prices from comparison blogs | They lag vendor pages, and plan details such as seat limits and included tools change month to month |
| ”ChatGPT Plus costs $20” for an EU buyer | The page shows €23 to EU visitors; the US price was not read here |
| ”Gemini 4 costs $2 / $10” as the standing price | Introductory, ends 30 Nov 2026; $4 / $20 after |
| ”GPT-6 Astra costs $10 / $60” | That figure appears in Menlo Ventures’ 2026 report; OpenAI’s own page lists $10 / $50 |
| Any usage limit expressed as a number of messages | Not published on the vendor pricing pages |
Key Takeaways
- ChatGPT Business and Claude Team cost the same per seat ($20 annual, $25 monthly; premium $100 / $125). The choice is about what you build on them, not the price.
- Microsoft’s and Google’s assistants ride on a suite you may already pay for.
- API list prices span a hundred times, from $0.10 / $0.50 to $10 / $50 per million tokens.
- Batch halves the price at all three vendors; the fast modes at Anthropic and OpenAI double it.
- Introductory prices are common and they end: budget Gemini 4 at $4 / $20 and Gemini 3.8 Flash at $1.50 / $7.50.
- Check the date in the row. These pages change every few weeks.
Related
- glossary/cost-per-completed-task
- glossary/tokens
- glossary/prompt-caching
- glossary/open-weight-models
- comparisons/ai-tools-when-to-use
- glossary/llm
- tools/claude-cowork
- glossary/ai-compute-costs
Articles that use this page: How much does AI cost a business? and ChatGPT Business vs Claude for business.
Sources
- ChatGPT pricing — personal plans, features per plan, training default, API credit footnote. Tier 1. Primary read 2026-11-11 in a browser (prices are drawn by script and displayed in euros).
- OpenAI Business pricing — Standard and Premium seats, team size, the December shared limit. Tier 1. Primary read 2026-11-11 in a browser (the page returns 403 to scripted fetches).
- OpenAI API pricing — GPT-6 family standard, batch, fast and ultrafast prices; regional uplift. Tier 1. Primary read 2026-11-11.
- Claude pricing — personal, Team and Enterprise plans, feature comparison rows, model training rows. Tier 1. Primary read 2026-11-11.
- Anthropic API pricing (Claude docs) — model prices, cache multipliers, batch, fast mode, data residency, Haiku 5.5 long-prompt prices. Tier 1. Primary read 2026-11-11 (raw page).
- Claude Fable 5.2 launch offers (Anthropic help) — the 16 November and 8 March dates. Tier 1. Primary read 2026-11-11.
- Get started with Claude Motion (Anthropic help, 8 Oct 2026) — beta on Team and Enterprise; “doesn’t use a video generation model”. Tier 1. Primary read 2026-11-11.
- Microsoft 365 Copilot pricing — add-on and bundled prices, offer terms, Copilot Chat, usage-based billing, training statement. Tier 1. Primary read 2026-11-11.
- Google Workspace pricing — Business Starter, Standard and Plus, user cap, Gemini inclusions. Tier 1. Primary read 2026-11-11 (euro prices).
- Gemini subscriptions — Google AI Plus, Pro and Ultra. Tier 1. Primary read 2026-11-11 (served in the local language with euro prices).
- Gemini Developer API pricing (Google AI Studio) — Gemini 4 Carbon, Argon, 3.8 Flash and 3.5 Flash-Lite, introductory end dates, batch, free tier terms. Tier 1. Primary read 2026-11-11 (the page’s Markdown version).
- Moonshot, model inference pricing — batch at 60% of the standard price. Tier 1. Read 2026-11-11; the price table itself did not load.
- OpenRouter, Kimi K3.1 Pro and OpenRouter, GLM-5.1 — per-host list prices for the two open-weight models. Tier 2 marketplace listing. Primary read 2026-11-11 (page data).